Author Archive
0
Money Guide – Investing
The following is adapted from “Living in the Village: Build Your Financial Future and Strengthen Your Community” by Ryan C. Mack. – A Diversified Investment Strategy Will Weather Economic Storms – Dollar-Cost Averaging Automates Your Investment Strategy – The Four Stages of Retirement Income – How to Research a Stock
Read More »Money Guide – Company Benefits
The following is adapted from “Living in the Village: Build Your Financial Future and Strengthen Your Community” by Ryan C. Mack. – HMO Plans Are The Least Expense Insurance Plans – Not Every State Requires Employers to Offer Short-Term Disability – Pre-Tax Benefits Are Good For You – The Different
Read More »Money Guide – Saving
The following is adapted from “Living in the Village: Build Your Financial Future and Strengthen Your Community” by Ryan C. Mack. – Maintain At Least 6 to 9 Months of Living Expenses in Your Emergency Fund – Keep your Emergency Fund in checking, high-yield savings and lines of credit –
Read More »Money Guide – Insurance
The following is adapted from “Living in the Village: Build Your Financial Future and Strengthen Your Community” by Ryan C. Mack. – Everyone needs insurance..no exceptions – Insurance Shouldn’t Be the Largest Expense in Your Budget – Conduct an Insurance Needs Analysis Before Meeting ANY Agent – How to Conduct
Read More »Money Guide – Home Ownership
The following is adapted from “Living in the Village: Build Your Financial Future and Strengthen Your Community” by Ryan C. Mack. – Count Your Costs Before Entering the Home Buying Process – Mortgages Should Never Be More Than 30% of Your Monthly Budget – Pretend You’re Buying a Home Before
Read More »Money Guide – Estate Planning
The following is adapted from “Living in the Village: Build Your Financial Future and Strengthen Your Community” by Ryan C. Mack. – Everyone Has an Estate, Whether Large or Small – Four Key Components of an Estate Plan – Will, Durable Springing Financial Power of Attorney, Living Will, Health-Care Proxy
Read More »Money Guide – Debt
The following is adapted from “Living in the Village: Build Your Financial Future and Strengthen Your Community” by Ryan C. Mack. – Pay Debt and Invest Simultaneously – High-Risk Debt = Credit Cards, Payday Loans, IRS Debts, Cash Advances – Low-Risk Debt = Mortgages, Car Loans, Student Loans – The
Read More »Money Guide – Credit
The following is adapted from “Living in the Village: Build Your Financial Future and Strengthen Your Community” by Ryan C. Mack. – Credit Scores Affect Your Ability to Get Loans, Apartments, or Jobs – Credit Scores Range from 300-850 – FICO stands for Fair Isaac Corporation – Payment History Accounts
Read More »Money Guide – Budgeting
The following is adapted from “Living in the Village: Build Your Financial Future and Strengthen Your Community” by Ryan C. Mack. – Budgets Are the Foundation of Your Financial Plan – Your Budget Must Be in Writing – Retailers Use Strategies to Persuade You to Spend – The Steps to
Read More »Money Guide Sample
- Budgets are the foundation of your financial plan – Your budget must be in writing – Retailers Have Strategies to persuade you to spend – The Steps to Creating a Budget – Which Consumer Traps to Avoid tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim
Read More »
